Obamacare - search results
Video: Historian: Republican Push to Replace Obamacare Reflects Radical Right’s Stealth Plan for America
Hillary Clinton won’t release her personal medical records, but Obamacare keeps YOUR medical records...
Video: After Marriage Equality & Obamacare, Mixed Results from SCOTUS on Abortion, Pollution, Executions
|DeLynn and our grandson Conner|
|The Old Ball & Chain dragging me to garage sales.|
But the situation here at Casa Powell has reached the point where my wife needs skilled, in-home care; she needs hospice. She’s pretty much confined to bed, as her bed sores will attest, depending on me to steady her and provide what measures I can to make her comfortable. I’m “on-call,” literally 24 hours a day, unable to even leave the house to shop for groceries unless there is another adult available to stay with her.
|Chemo-weakened bones break from simply walking|
|Our 25th anniversary gift; a night in a B&B|
Bobby and DeLynn
Despite the worst roll-out conceivable, the Affordable Care Act seems to be working. With less than two weeks remaining before the March 31 deadline for coverage this year, five million people have already signed up. After decades of rising percentages of Americans’ lacking health insurance, the uninsured rate has dropped to its lowest levels since 2008.
Meanwhile, the rise in health care costs has slowed drastically. No one knows exactly why, but the new law may well be contributing to this slowdown by reducing Medicare overpayments to medical providers and private insurers, and creating incentives for hospitals and doctors to improve quality of care.
But a lot about the Affordable Care Act needs fixing — especially the widespread misinformation that continues to surround it. For example, a majority of business owners with fewer than 50 workers still think they’re required to offer insurance or pay a penalty. In fact, the law applies only to businesses with 50 or more employees who work more than 30 hours a week. And many companies with fewer than 25 workers still don’t realize that if they offer plans they can qualify for subsidies in the form of tax credits.
Many individuals remain confused and frightened. Forty-one percent of Americans who are still uninsured say they plan to remain that way. They believe it will be cheaper to pay a penalty than buy insurance. Many of these people are unaware of the subsidies available to them. Sign-ups have been particularly disappointing among Hispanics.
Some of this confusion has been deliberately sown by outside groups that, in the wake of the Supreme Court’s “Citizens United” decision, have been free to spend large amounts of money to undermine the law. For example, Gov. Rick Scott, Republican of Florida, told Fox News that the Affordable Care Act was “the biggest job killer ever,” citing a Florida company with 20 employees that expected to go out of business because it couldn’t afford coverage.
None of this is beyond repair, though. As more Americans sign up and see the benefits, others will take note and do the same.
The biggest problem on the horizon that may be beyond repair — because it reflects a core feature of the law — is the public’s understandable reluctance to be forced to buy insurance from private, for-profit insurers that aren’t under enough competitive pressure to keep premiums low.
But even here, remedies could evolve. States might use their state-run exchanges to funnel so many applicants to a single, low-cost insurer that the insurer becomes, in effect, a single payer. Vermont is already moving in this direction. In this way, the Affordable Care Act could become a back door to a single-payer system — every conservative’s worst nightmare.
The anonymous Obamacare expert, who provided us a year ago with the most complete account of Obamacare available, http://www.paulcraigroberts.org/2013/02/03/obamacare-a-primer/ has returned with an explanation of estate recovery. Obamacare herds the poor into Medicaid which requires some enrollees to forfeit homes…
The post Obamacare: The Final Payment–Raiding the Assets of Low-Income and Poor Americans appeared first on PaulCraigRoberts.org.
- ''Medicaid and CHIP eligibility determinations made directly through state Medicaid and CHIP offices in every state.
- Medicaid and CHIP eligibility determinations made directly through state-based marketplaces (where the state is running their own marketplace).
- New eligibility determinations as well as renewals - i.e., people previously enrolled in Medicaid who are deemed eligible for another year."
- "Any of the Medicaid or CHIP eligibility determinations made through healthcare.gov. (Through November, that figure was nearly 270,000 (not) 750,000."
By Susan Duclos
Americans have until Dec. 23, 2013, pushed back until December 31 now, to purchase insurance that kicks in Jan. 1, 2014, but the website itself that the administration had three years to create, will be responsible for applicants not being insured by the date they are legally required to be or they face a fine (Page #25-26 of the Obamacare Navigator SOP Manual), due to the overwhelming amount of "glitches" to date that have had to be addressed and the continued technical issues.
From the moment Obamacare aka the Affordable Care Act was first proposed it seemed like it was cursed and the curse continues to this very day. From the polling before it was passed to the most recent 50,000 - 60,000 paper applications that have not been processed, the stipulations written into the ACA law have not been met by the administration and due to the incompetence of the admin's rollout, applicants may not be able to meet the laws requirements either.
Democrats, who at the time controlled both the House of Representatives and the US Senate, along with Barack Obama, passed and signed it into law against the majority opposition of the American public, shown consistently in poll after poll, before it was passed and signed into law, during the battle over it, and after it's passage. (Link to Real Clear Politics collection of polls on the healthcare law)
Then came the portions of the law that were deemed unsustainable, portions that some Democratic lawmakers admitted outright they never bothered to read before passing it, such as the Community Living Assistance Services and Supports, (Class Act) which was deemed unsustainable before it's passage, but took until October 2011 for the Obama administration to pull the plug on it and admit in a letter to Congress written by Health and Human Services Secretary Kathleen Sebelius "Despite our best analytical efforts, I do not see a viable path forward for CLASS implementation at this time."
Then the federal insurance exchange program which assumed that all states would jump on board and provided money within the bill to help states set up the exchanges but never addressed nor set aside the funds for the federally run backup when only 17 states opted in and Obama administration officials were left scurrying to scrape together the money to fund them in the other 33 states. Officials called it an "oversight."
Both the employer mandate and the small business exchange were both arbitrarily postponed by the administration, despite the law having a legal start date.
The 1099 requirement was one aspect that supposedly made Obamacare "affordable" yet it was one of the first parts to be repealed, with total bipartisan support.
More problems plagued the law, even before the disasterous rollout, including the Child Only Plans, the PCIP, the Basic Health Plan and the Obamacare for Congressional staff, just to name a few others.
Then came the two big lies.... one voted the lie of the year, "if you like your healthcare plan, you can keep it" and the other that the Individual Mandate was not a tax, which in the video below you will see Barack Obama vehemently assert..... before the Supreme Court said the only way it could survive the constitutional challenge was AS a tax.
Watch the video above before reading the Supreme Court ruling saying the Individual Mandate is a tax, HERE.
Jump forward to the problems, the curse, that still plagues the Obamacare law, the rollout of the health care signup website, which the Obama administration had three years to create, test and perfect, yet crashed in the first week, with even media outlets like MSNBC, that were supportive of the law, major proponents, giving up on trying to show the public and actual signup, shown in the video below.
Then the Obama administration vowed to fix it and to investigate the "botched" rollout.
Another major setback was undercover cameras were brought in to catch the Obamacare navigators encouraging applicants to lie about income and other things in the signup process, money from bank accounts 'accidentally" taken from people who could not afford it causing overdrafts of their accounts, the finding that even convicted felons could become navigators, which have access to confidential sensitive information of applicants, including back account numbers, Social Security numbers, biometrics, tax information, Date of Birth, etc...
The House Oversight and Government Reform Committee report found, among other things:
Navigators from the Urban League of Dallas were captured on video encouraging applicants to lie on their health insurance application so the applicants could qualify for tax subsidies.
Navigators were also recorded advising an applicant to lie about her smoking habits to obtain a lower monthly premium. It was later discovered that two of the so-called Navigators involved in the incident were assisting consumers with their applications even though they had not completed their training and certification requirements.
One self-identified Navigator gave a television interview in which she told viewers blatantly incorrect information—that applicants’ credit scores could impact their eligibility for certain plans. It later came to light that the woman was not a certified Navigator but rather a volunteer with a Navigator organization.
Mountain Project, Inc., a Navigator organization in North Carolina, has been collecting and mailing paper applications on behalf of applicants, in violation of Navigator rules and procedures.
Finally, we now see there is a backlog now being reported with 50,000 - 60,000 paper Obamacare applications sitting around unprocessed.
The question now is will the Obama administration actually fine the applicants that are not signed up by the date required by law when it was the incompetent rollout that was responsible?
Fox News on Mandela’s Death: Rick Santorum Compares Apartheid to Obamacare; O’Reilly Brands Leader...
Can the U.S. government afford to pay for the health care of 38 million more people? As you will see below, Obamacare is going to be the biggest expansion of the welfare state in U.S. history. It is being projected that a decade from now 17 million Americans will be receiving Obamacare subsidies and an [...]
La Obamacare Cosa Nostra Navigators: “Hit Jobs on Taxpayers Resemble… Money Laundering Operations by...
Did you know that Obamacare contains huge incentives that will actually motivate people to try to reduce their incomes? It’s true. Under Obamacare, making less money can pay off big time. As you will see below, reducing your income by just $1,000 could get you an Obamacare subsidy worth over $14,000. Who wouldn’t want [...]
Last week was a tough one, with bad news coming from two different sources. The first was from my wife's oncologist who reported that her last two CT scans showed no shrinkage of the tumors that have invaded her liver.
A couple of days later, we found out that the Michigan Department of Social Services has determined that my terminally ill wife is no longer eligible for Medicaid. As of December 1st 2013, she will lose her Medicaid; all because I applied for Obamacare. She is so stressed and frightened that she has been in tears all week. The bastards even took away the free school lunches that my son was getting in school because that is tied to being a Medicaid recipient.
|Bobby & DeLynn Powell|
This Obamacare nightmare is a scheme cooked up right in the very pits of Hell. I'm afraid that not only will many people lose their insurance, but some - including my wife - may very well die as a result of Barack Obama's desire to destroy 1/6th of our economy with a plan that he knew full well would force more than 100-million Americans off of their insurance, leaving them unable to get affordable medical care.
I am putting together a show that will document this travesty in detail for publication later this week. Please lift my wife and me up to Father and ask that He be with us both. DeLynn doesn't want to die any more than I want her to die, and we're both frightened out of our minds.
I know this video might seem weird. I'm not quite sure how I am going to process this. I have no idea what I am going to do if I lose my wife. She means everything to me.
God bless and Semper Fi,
Another Obamacare surprise: Major hospitals all across the country not included under new insurance...
The Obamacare Website is Down for “Extended Maintenance”: Obama Administration knew Insurance Companies would...
It is hard to find the words to adequately describe how much of a disaster Obamacare is turning out to be. The debut of Healthcare.gov has been probably the worst launch of a major website in history, millions of Americans are having their current health insurance policies canceled, millions of others are seeing the size of their health insurance premiums absolutely explode, and this new law is going to result in massive numbers of jobs being lost. It is almost as if Obamacare was specifically designed to wreck the U.S. economy. Not that what we had before Obamacare was great. In fact, I have long argued that the U.S. health care system is a complete and total train wreck. But now Obamacare is making everything that was bad about our system much, much worse. Americans are going to pay far more for health care, the quality of that care is going to go down, they are going to have to deal with far more medical red tape, and thousands upon thousands of U.S. employers are considering getting rid of the health plans that they offer to employees altogether due to Obamacare. If the U.S. health care system was a separate nation, it would be the 6th largest economy on the entire planet, and now Obamacare is going to absolutely cripple it. To say that Obamacare is an "economic catastrophe" would be a massive understatement.
Of course we were assured that it wouldn't turn out this way. We were promised over and over that we were going to pay less for health care, get better coverage, and be able to keep our current health plans if we were pleased with them. The following is what Obama said at a rally in 2009...
"First of all, if you’ve got health insurance, you like your doctors, you like your plan, you can keep your doctor, you can keep your plan. Nobody is talking about taking that away from you."
That was such a dramatic lie that even NBC News is turning on him. They discovered that Obama has known for three years that most people that rely on individual health insurance policies would not be able to keep them...
Buried in Obamacare regulations from July 2010 is an estimate that because of normal turnover in the individual insurance market, “40 to 67 percent” of customers will not be able to keep their policy. And because many policies will have been changed since the key date, “the percentage of individual market policies losing grandfather status in a given year exceeds the 40 to 67 percent range.”
That means the administration knew that more than 40 to 67 percent of those in the individual market would not be able to keep their plans, even if they liked them.
Pretty much everything that Obama told us when he was selling us on his plan has turned out to be a lie.
So what can we expect from Obamacare moving forward? The following are 10 signs that Obamacare is going to wreck the U.S. economy...
#1 It is being projected that millions upon millions of Americans are going to lose their current health insurance plans thanks to Obamacare. Most will be faced with the choice of either purchasing much more expensive health insurance or going uninsured. This will put even more stress on a middle class that is already disintegrating rapidly. The following is from the recent NBC News investigation mentioned above...
Four sources deeply involved in the Affordable Care Act tell NBC News that 50 to 75 percent of the 14 million consumers who buy their insurance individually can expect to receive a “cancellation” letter or the equivalent over the next year because their existing policies don’t meet the standards mandated by the new health care law. One expert predicts that number could reach as high as 80 percent. And all say that many of those forced to buy pricier new policies will experience “sticker shock.”
#2 The health insurance premium increases that some families are experiencing are absolutely mind boggling. According to Mike Adams of Natural News, one family in Texas just got hit with a 539% rate increase...
Obamacare is named the "Affordable Care Act," after all, and the President promised the rates would be "as low as a phone bill." But I just received a confirmed letter from a friend in Texas showing a 539% rate increase on an existing policy that's been in good standing for years.
As the letter reveals (see below), the cost for this couple's policy under Humana is increasing from $212.10 per month to $1,356.60 per month. This is for a couple in good health whose combined income is less than $70K -- a middle-class family, in other words.
According to NBC News, an elderly couple in North Carolina was hit with a similar rate increase...
George Schwab, 62, of North Carolina, said he was "perfectly happy" with his plan from Blue Cross Blue Shield, which also insured his wife for a $228 monthly premium. But this past September, he was surprised to receive a letter saying his policy was no longer available. The "comparable" plan the insurance company offered him carried a $1,208 monthly premium and a $5,500 deductible.
Many Americans that were formerly in favor of Obamacare are now against it after they have seen what it is going to do to their budgets. The following is one example of this from a recent Los Angeles Times article...
Pam Kehaly, president of Anthem Blue Cross in California, said she received a recent letter from a young woman complaining about a 50% rate hike related to the healthcare law.
"She said, 'I was all for Obamacare until I found out I was paying for it,'" Kehaly said.
#3 Obamacare actually includes incentives for people to work less and make less money. The following is one example from a recent article by Sean Davis...
In California, a couple earning $64,000 a year would not qualify for health care subsidies. A bronze plan for them through Kaiser would cost them about $1,300 each month, or $15,600 a year. But if that same family earned just $2,000 less, it would qualify for over $14,000 in annual health care subsidies, dropping their premiums for that same Kaiser plan to less than $100 per month.
#4 Thankfully the employer mandate in Obamacare was delayed for a little while, but it will ultimately result in widespread job losses all over the country. In fact, we are already starting to see this happen. The following is from a recent article in the Economist...
BEFORE the recession, Richard Clark’s cleaning company in Florida had 200 employees, about half of them working full time. These days it has about 150, with 80% part-time. The downturn explains some of this. But Mr Clark also blames Barack Obama’s health reform. When it comes into effect in January 2015, Obamacare will require firms with 50 or more full-time employees to offer them affordable health insurance or pay a fine of $2,000-3,000 per worker. That is a daunting prospect for firms that do not already offer coverage. But for many, there is a way round the law.
Mr Clark says he is “very careful with the threshold”. To keep his full-time workforce below the magic number of 50, he is relying more on part-timers. He is not alone. More than one in ten firms surveyed by Mercer, a consultancy—and one in five retail and hospitality companies—say they will cut workers’ hours because of Obamacare. A hundred part-timers can flip as many burgers as 50 full-timers, and the former will soon be much cheaper.
You can find a very long list of some of the employers that have either eliminated jobs or cut hours because of Obamacare right here.
#5 Even if you are able to keep your job, there is no guarantee that your employer will continue to offer health insurance as an employee benefit. In fact, it is being reported that large numbers of employers have already decided to no longer offer health insurance to their employees because of Obamacare.
#6 According to CBS News, so far the number of people that have had their health insurance policies canceled is more than three times greater than the number of people that have signed up for new policies under Obamacare...
CBS News has learned more than two million Americans have been told they cannot renew their current insurance policies -- more than triple the number of people said to be buying insurance under the new Affordable Care Act, commonly known as Obamacare.
#7 If what is going on in New York is any indication, those that are signing up for health insurance under Obamacare are going to have a really, really hard time finding a doctor...
New York doctors are treating ObamaCare like the plague, a new survey reveals.
A poll conducted by the New York State Medical Society finds that 44 percent of MDs said they are not participating in the nation’s new health-care plan.
Another 33 percent say they’re still not sure whether to become ObamaCare providers.
Only 23 percent of the 409 physicians queried said they’re taking patients who signed up through health exchanges.
#8 Obamacare is turning out to be a gold mine for hackers and identity thieves. The personal information of millions of Americans could potentially end up being compromised. According to CNN, Healthcare.gov was found to be teeming with security holes...
The Obamacare website has more than annoying bugs. A cybersecurity expert found a way to hack into users' accounts.
Until the Department of Health fixed the security hole last week, anyone could easily reset your Healthcare.gov password without your knowledge and potentially hijack your account.
And according to the New York Post, Healthcare.gov has been designed so badly from a security standpoint that it might have to be "rebuilt from scratch"...
The chairman of the House Intelligence Committee said ObamaCare’s website, already a tangled mess, might need to be rebuilt from scratch to to protect against cyber-thieves because he fears it’s not a safe place right now for health-care consumers to deposit their personal information.
“I know that they’ve called in another private entity to try to help with the security of it. The problem is, they may have to redesign the entire system,” Rep. Mike Rogers said on Sunday on CNN’s “State of the Union” political talk show. “The way the system is designed, it is not secure.”
#9 As I noted in a previous article, approximately 60 percent of all personal bankruptcies in the United States are related to medical bills. Because millions of Americans are now losing their health insurance policies and millions of others will choose to pay the fine rather than sign up for Obamacare, more Americans than ever will find themselves overwhelmed with medical bills when they get seriously sick. This will result in even more personal bankruptcies.
#10 In the end, the burden for paying for the subsidies that Obamacare offers is going to overwhelmingly fall on the taxpayers. This is going to cause our nightmarish national debt to get even worse. Peter Schiff recently explained why this is going to happen...
It is also ironic that high-deductible, catastrophic plans are precisely what young people should be buying in the first place. They are inexpensive because they provide coverage for unlikely, but expensive, events. Routine care is best paid for out-of-pocket by value conscious consumers. But Obamacare outlaws these plans, in favor of what amounts to prepaid medical treatment that shifts the cost of services to taxpayers. In such a system, patients have no incentive to contain costs. Since the biggest factor driving health care costs higher in the first place has been the over use of insurance that results from government-provided tax incentives, and the lack of cost accountability that results from a third-party payer system, Obamacare will bend the cost curve even higher. The fact that Obamacare does nothing to rein in costs while providing an open-ended insurance subsidy may be good news for hospitals and insurance companies, but it's bad news for taxpayers, on whom this increased burden will ultimately fall.
So what do you think of Obamacare?
Has it directly affected your life yet?
Please feel free to share your thoughts by posting a comment below...