One of the primary reasons why the middle class in America is disappearing so rapidly is because of skyrocketing health care costs. Families all over the country are being absolutely crushed by extremely high health insurance premiums, ridiculously high deductibles and very large out-of-pocket expenses that were not anticipated. In fact, medical bills are the number one reason why individuals go bankrupt in the United States today. Once upon a time, the medical profession was all about helping people, but today it has become a heartless money-making operation that is dominated by health insurance corporations and pharmaceutical companies. If we do not make major changes quickly, our out of control health care system will destroy the middle class in our country all by itself.
I knew that health care costs were astronomical, but I had no idea that health care costs for an average family of four for one year had hit $28,166…
The total costs for a typical family of four insured by the most common health plan offered by employers will average $28,166 this year, according to the annual Milliman Medical Index.
The estimate includes the average cost of health insurance paid by employers and employees, as well as deductibles and out-of-pocket expenses.
That is a crazy amount of money. Once upon a time, you could buy an entire house in America for $28,000. But now that will only cover health care costs for a single year.
The largest portion of that amount goes to pay for health insurance. For those that receive health benefits at work, usually the employer pays most of that bill…
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