by Gerald E. Scorse / December 20th, 2017 Congress created individual retirement accounts (IRAs) in 1974. Four years later it added 401(k)s. A third variety, Roth IRAs, won approval in 1997. Together the accounts dominate America’s private retirement system. Today we’re a hugely unequal society. Updating our private system could reduce inequality, and help make … Continue reading Making the Golden Years Golden for All Americans