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Het Plan van McCain - Miljoenen zullen de Dekking van de Verzekering verliezen
Zaterdag, 24 Mei, 2008
In de inspanning om van hem te creëren gezondheidszorg het beleid, McCain schijnt om aan zijn financiële verdedigers in gedraaid te hebben de gezondheidszorgindustrie voor raad en richting. Wat zij op zijn gekomen met is een uiterst ideologisch plan dat op het gebouw wordt gebaseerd dat het probleem in onze gezondheidszorgindustrie is dat wij teveel verzekering hebben. Hun gedachten is dat als wij onze gezondheidszorg met geld direct uit onze zakken in plaats van moeten kopen door werkgevers wij zullen artsen, de ziekenhuizen, dwingen en verzekeringsmaatschappijen om efficiënter te worden. Dat is hun theorie. Hier zijn de feiten. De meeste Amerikanen betalen reeds minstens een deel van hun premies uit hun eigen zakken. Er zijn ook de steeds grotere mede-betalingen die wij in more and more in werking stellen. Dit resulteert reeds in mensen die hebben wat „als goede verzekering“ wordt beschouwd om elk artsenbezoek zorgvuldig te wegen. Het eindresultaat is dat miljoenen Amerikanen niet de nu zelfs gezondheidszorg worden die zij hebben vereist. Dit drijft gezondheidszorgkosten op, niet neer. McCain heeft ook een plan aan de gezondheidszorgpremies van belastingsarbeiders' die verstrekte werkgever zijn. De consensus onder zowel conservatieven als liberalen is dat dit waarschijnlijk in werkgevers resulteren zal die de gezondheidszorgvoordelen beëindigen die zij hun werknemers hebben voorzien. Hier is kicker. McCain debatteert deze feiten niet. De reusachtige beproeving die wegens zijn gezondheidsplan zou voortvloeien (miljoenen families die hun verzekeringsdekking verliezen en alternatieve dekking moeten vinden) is geen onbedoeld gevolg. Hij zou verkiezen dat Amerikanen verzekering als individuen kopen. McCain would also like to do away with regulations that require companies to insure patients with pre-existing conditions, require benefits to be provided that do not exclude certain medical conditions, and prevent companies from charging exorbitant premiums for substandard benefits. He would give you the “freedom” to buy your insurance through private companies that may be in other states with differing regulations. Obviously many of the big insurance companies are doing their homework right now to determine which states would be the most advantageous to place their corporate headquarters if McCain wins the presidency. Part of McCain’s plan is a refundable tax credit to help pay for health insurance ($2,500 for individuals and $5,000 for families). Last year the average annual expense for the most common type of insurance plan was $11,765. This means that the average family would pay roughly $6,765 after subtracting the $5,000 tax credit –- approximately double what the average employee pays for their share of their current premiums. To reiterate, McCain’s goal is for Americans to pay more for their health care because he believes this will lead them to think harder before seeking medical care. McCain and his supporters in the insurance industry would also create something they are calling a Health Savings Account. This is a savings account attached to an insurance plan with very high deductibles making it essentially a catastrophic health plan. For normal doctor visits, you would deduct money from your savings account until it’s empty. After there is nothing left are you wondering how you will pay for your health care? Good question! This combination is known as “consumer-directed health care.” Although it is promoted as a way to save money, the impact on our economy and society will not be positive. This will leave millions of people with substandard medical coverage, more health problems, and higher incidences of health cost-related financial problems. It would also place the insurance industry and the drug industry in ever more control of America’s health care system. The release of McCain’s health care plan is a test for our country’s mainstream media. Health care experts who are grounded in reality will have to tell reporters that there is nothing to support McCain’s claims that his plan will reduce health care costs. Will the media get to the bottom of the story? The bottom line is this: McCain’s health plan is set to greatly increase the number of uninsured Americans and it will likely do nothing about high health care costs. The number of Americas who cannot afford good health insurance for their families is going to increase. Will the mainstream media get this story right? See More:Health NewsHave Your Say: McCain’s Plan - Millions Will Lose Insurance Coverage Please note, only selected comments will be published. Or discuss this report in our our new forums This entry was posted on Saturday, May 24th, 2008 at 9:44 am and is filed under Political News, Breaking News . You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site. |
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