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Deposita culpado como carregado

Quarta-feira, agosto 1o, 2007
Críe sua própria realidade?

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O que você não é suposto saber

COMPUTADOR COCK-UPS QUE AFUNDA CLIENTES

Espelho?

Muita da miséria criada perto rasg-das taxas do overdraft de f é causada blunders pelos bancos'.

Os clientes são introduzidos frequentemente no vermelho pelo computador torneira-levantam e serviço shoddy. O composto Sky-high do interesse da areia da carga o problema, como povos espirala no débito.

E os bancos fazem então a suas reputações um direto mais mau sua manipulação unsympathetic das queixas.

Aqui o dinheiro do espelho destaca dois exemplos preocupando-se dos problemas:

O banco estragando staff à esquerda uma elevação afiada do sailor e seca 130 milhas do repouso quando Natwest fêz exame acidentalmente do dinheiro clientes dos clientes' duas vezes.

Jeff Bartleman foi encalhado na costa sul após um desengate sailing quando o sistema computatorizado do banco que começa carregar duas vezes para transações do cartão.

Era uma das centenas travadas para fora mas seu plight de à esquerda ele excesso extraído, com nenhum acesso aos fundos, e seu cartão que está sendo recusado. Mesmo que Natwest admitisse que seu erro quando Jeff explicou ele estêve furado, equipe de funcionários recusada lhe dar o acesso ao dinheiro.

Instead, sugeriram que faz exame de a? parte traseira da viagem de 200 táxis a Chelmsford, Essex, onde manteve o dinheiro da emergência no repouso.

O gerente de operações Jeff disse: “Eram apenas unwilling escutar nosso plight. Eu fui um cliente por anos mas não quiseram ajudar.

“Na extremidade que nós tivemos que implorar pelo dinheiro de um shopkeeper amigável.”

Jeff pagou his? a conta de imposto do conselho 350 pelo telefone em quinta-feira, dirigiu então a Portsmouth. Em sábado, foi comprar com sua esposa Jacqueline, mas seu cartão foi declinado.

Verificou seu contrapeso e encontrado era? 50 overdrawn e chamados seu banco, que admitiu o imposto de conselho foram feitos exame duas vezes no erro. Jeff e Jacqueline não têm nenhum cartão de crédito, e apenas um cliente - e nenhum dinheiro para encher acima o tanque de seu Jaguar.

Seu cliente é um de 5.3million no Reino Unido que tem um cartão de solo.

Estes são como cartões do interruptor, only cada única transação vai para trás banco do toa a ser aprovado.

“Eu não sou suposto ser permitido ultrapassar extraído. Isso é porque eu tenho um Solocard,” disse Jeff, 48.

“Eu deixo sempre bastante dinheiro em meu cliente para assegurar-me posso pagar minhas contas. Tudo que eu quis era o dinheiro eu ganhei retornado a mim.”

Natwest desculpou-se e reembolsou-se clientes.

Hsbc bosses have launched an urgent revamp of overdraft policy after a computer system charged a customer twice when she accidentally went into the red.

Its much-praised fair fees policy promises customers will not get unauthorised overdraft charges if they go less than ?10 over their limit or have not been overdrawn in the past six months.

It also pledges not to charge more than customers are overdrawn.

Yet 25-year-old Sarah Widdicombe from London picked up two ?35charges in a month when she went overdrawn twice by ?5.50 a time, despite putting money in to her account within 24 hours of being in the red both times.

Finance administrator Sarah said: “I didn’t think it was fair I could be charged twice for such a small amount.”

Hsbc’s fair fees policy - introduced after consumer campaigns to reclaim bank charges - should have stopped Sarah being charged twice.

But two small purchases on one day put her over the overdraft buffer.

After Your Money contacted the bank bosses admitted the charge was confusing, launched an investigation and is now reprinting its policy.

A spokesman said: “This should definitely not happen. We are very proud of our policy and do not want customers to be confused.”

They refunded all her charges.

Natwest admitted mistake but still left Jeff stranded


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