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°í°´Àº ÄÄÇ»ÅÍ¿¡ ÀÇÇØ »¡°­À¸·Î ¼ö½Ã·Î °Ý¹ßÁغñÀÛ¿ë ¿Ã¸°´Ù Àç»ý¸ð ¼­ºñ½º ¹Ð¸®°í. ±î¸¶µæÈ÷ ³ôÀº Ã¥ÀÓ ¸ð·¡ °ü½É»ç È­ÇÕ¹°Àº ºúÀ¸·Î »ç¶÷µé·Î ¹®Á¦, ³ª¼±ÇüÀ» ±×¸°´Ù.

±×¸®°í ´õ ³ª»Û Á÷ÇàÀÌ ÀºÇà¿¡ ÀÇÇÏ¿© ±× ¶§ ±×µéÀÇ ¸í¸Á¿¡°Ô ºÒÆòÀÇ ±×µéÀÇ ³Ã´ãÇÑ Ãë±Þ ÇÑ´Ù.

¿©±â¿¡¼­ °Å¿ï µ·Àº ¹®Á¦ÀÇ 2°³ÀÇ °í¹Î º¸±â¸¦ °­Á¶ÇÑ´Ù:

½Ç¼ö ÀºÇà Á÷¿øÀº Natwest°¡ ¿ì¿¬ÇÏ°Ô °í°´¿¡°Ô¼­ µ·À»' °èÁ¤ µÎ¹ø °¡Áö°í °¥ ¶§ Ä¡¿­ÇÑ ¼±¿ø¿¡°Ô °¡Á¤¿¡¼­ ÇØ¾È¿¡ ¹Ð·Á¿À´Â 130 ¸¶ÀÏÀ» ³²°ÜµÎ¾ú´Ù.

Jeff Bartleman´Â Ç×ÇØ ¿©Çà ÈÄ¿¡ ³²Çؾȿ¡ ¶§ Ä«µå °Å·¡¸¦ µÎ¹ø û±¸¸¦ ½ÃÀÛÇÏ´Â ÀºÇàÀÇ ÄÄÇ»ÅÍ ½Ã½ºÅÛ ¹è°¡ ÁÂÃÊÇß´Ù.

±×´Â ÇÑ »ì ±×·¯³ª ±×ÀÇ °ï°æ Á·ÎÀÇ¿¡¼­ ±× ±â±Ý¿¡ Á¢±Ù ¾øÀÌ, ´ç°ÜÁø Á¤»ó, ±×¸®°í »çÀýµÇ´Â ±×ÀÇ Ä«µå ºÙÀâÈù ¼ö¹é À̾ú´Ù. ±×°ÍÀÇ °ú¿À´Â Jeff°¡ ¼³¸íÇÒ ¶§ ±× ¸·Çû´Ù´Â °ÍÀ», ±×¿¡°Ô Çö±Ý¿¡ Á¢±ÙÀ» ÁÖ±â À§ÇÏ¿© »çÀýµÈ Á÷¿ø ºñ·Ï Natwest°¡ ½ÂÀÎÇß´õ¶óµµ.

´ë½Å, ±×µéÀº ±×°¡ a¸¦ °¡Áö°í °£¤¤´Ù´Â °ÍÀ» °ÇÀÇÇߴ°¡? ±×°¡ emergency Çö±ÝÀ» Áý¿¡¼­ ÁöŲ Chelmsford, Essex µîÀ» ¸Â´í 200´ëÀÇ Åýà ¿©Çà.

Jeff ÀÛ¾÷ ¸Å´ÏÀú´Â ¸»Çß´Ù: "±×µéÀº ¿ì¸®ÀÇ °ï°æÀ» °æÃ»ÇÏ°Ô ´Ù¸¸ ³»Å°Áö ¾Ê¾Ò´Ù. ³ª´Â ¼ö³â°£ °è¼Ó °í°´ÀÌ´Ù ±×·¯³ª ±×µéÀº µ½°í ½ÍÁö ¾Ê¾Ò´Ù.

"°á±¹ ¿ì¸®°¡ Ä£ÀýÇÑ °¡°Ô ÁÖÀο¡°Ô¼­ µ·À» À§ÇØ." ±¸°ÉÇØ¾ß ÇÑ

Jeff´Â ±×ÀǰÍÀ» ÁöºÒÇߴ°¡? ¸ñ¿äÀÏ¿¡ ÀüÈ­¿¡ ÀÇÇÏ¿© 350 ȸÀÇ ¼¼±Ý Áõ¼­´Â Æ÷Ã÷¸Óµå¿¡, ±× ¶§ ¸ô¾Ò´Ù. Åä¿äÀÏ¿¡, ±×´Â ±×ÀÇ ¾Æ³» Jacqueline¿Í ¹°»ö °¬´Ù, ±×·¯³ª ±×ÀÇ Ä«µå´Â ¶³¾îÁ³´Ù.

±×´Â ±×ÀÇ ±ÕÇüÀ» °Ë»çÇϰí ã¾Æ³» À̾ú´Â°¡? Ãʰú ÀÎÃâµÇ°í ºÒ¸° 50´Â ȸÀÇ ¼¼±ÝÀ» ½ÃÀÎÇÑ ±×ÀÇ ÀºÇà, °ú½Ç¿¡¼­ µÎ¹ø °¡Áö°í °¬´Ù. Jeff´Â°ú Jacqueline´Â ½Å¿ë Ä«µå ¹× ´Ù¸¸ 1°³ÀÇ °èÁ¤ÀÌ - ±×¸®°í µ· ±×µéÀÇ JaguarÀÇ ÅÊÅ©¸¦ À§·Î ä¿ì´Â ¾ø´Ù.

±×ÀÇ °èÁ¤Àº ¼Ö·Î Ä«µå°¡ ÀÖ´Â UK¿¡´Â¿¡ ÀÖ´Â 5.3millionÀÇ °ÍÀÌ´Ù.

À̵éÀº ½ºÀ§Ä¡ Ä«µå °°ÀÌ ¸Å °Å·¡¸¸ ÀºÇà Âù¼ºµÉ toa µ¹¾Æ°£´Ù, ÀÌ´Ù.

"³ª´Â ´ç°ÜÁø ¹Ýº¹ÇÏ´Â °ÍÀ» Çã¿ëµÇ°í °¡Á¤µÇÁö ¾Ê´Â´Ù. Àú°ÍÀº," ¸»Çß´Ù Jeff, 48¸¦ ³ª´Â Solocard°¡ ÀÖ´ÂÁö ¿Ö ÀÌ´Ù.

"³ª´Â ³ªÀÇ °èÁ¤¿¡ ÀÖ´Â ³ª°¡ ³ªÀÇ °è»ê¼­¸¦ ÁöºÒÇØ¼­ ÁÁ´Ù´Â °ÍÀ» Áö۱â À§ÇÏ¿© Ç×»ó ÃæºÐÇÑ µ·À» ³Ö¾îµÐ´Ù. ³ª°¡ ¿øÇÑ ¸ðµÎ´Â ³ª°¡ Àú µ¹·Áº¸³»." ¹ø µ·À̾ú´Ù

Natwest´Â »ç°úÇÏ°í °í°´À» ȯºÒÇß´Ù.

Hsbc bosses have launched an urgent revamp of overdraft policy after a computer system charged a customer twice when she accidentally went into the red.

Its much-praised fair fees policy promises customers will not get unauthorised overdraft charges if they go less than ?10 over their limit or have not been overdrawn in the past six months.

It also pledges not to charge more than customers are overdrawn.

Yet 25-year-old Sarah Widdicombe from London picked up two ?35charges in a month when she went overdrawn twice by ?5.50 a time, despite putting money in to her account within 24 hours of being in the red both times.

Finance administrator Sarah said: ¡°I didn¡¯t think it was fair I could be charged twice for such a small amount.¡±

Hsbc¡¯s fair fees policy - introduced after consumer campaigns to reclaim bank charges - should have stopped Sarah being charged twice.

But two small purchases on one day put her over the overdraft buffer.

After Your Money contacted the bank bosses admitted the charge was confusing, launched an investigation and is now reprinting its policy.

A spokesman said: ¡°This should definitely not happen. We are very proud of our policy and do not want customers to be confused.¡±

They refunded all her charges.

Natwest admitted mistake but still left Jeff stranded


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